Medicare Part D helps cover prescription drug costs—but plans differ in the medications they cover, participating pharmacies, and what you pay. Learn how coverage works, what to compare, and why enrollment timing matters. This Rehealthify video explains the two main ways to get Medicare prescription drug coverage: a separate Part D plan alongside Original Medicare, or a Medicare Advantage plan that includes drug coverage. You’ll also learn what a formulary is, how premiums and other costs fit together, and why it’s worth considering coverage even if you don’t take medication now. IN THIS VIDEO • Medicare Part D and your prescription coverage options • Checking covered medications and participating pharmacies • Premiums, deductibles, copayments, and coinsurance • The annual out-of-pocket limit for covered Part D medications • Creditable drug coverage and the possible late enrollment penalty • Medicare’s Extra Help program and where to get assistance CHAPTERS 00:00 Medicare Part D: Basics and Coverage Options 00:21 Choosing a Plan: Medications and Pharmacies 00:31 Part D Costs and the Out-of-Pocket Limit 00:47 Enrollment Timing and Late Enrollment Penalties 01:07 Extra Help and Comparing Your Options The takeaway: compare plans based on your medications, pharmacy, and total costs—not just the monthly premium. For help understanding your options, visit https://www.medicare.gov or call 1-800-MEDICARE. For more clear, evidence-based health information without the hype, subscribe to Rehealthify. https://www.youtube.com/channel/UCB5a4eG55pmif3c2OXodIYw?sub_confirmation=1 MEDICAL DISCLAIMER This content is for educational and informational purposes only and is not medical advice. It is not a substitute for professional medical advice, diagnosis, or treatment. Always consult a qualified healthcare professional regarding your health, medications, and treatment decisions. Medicare coverage, costs, and enrollment rules can change. Confirm current details with Medicare or your plan before making coverage decisions. Rehealthify is an independent health-information and education channel. SOURCES & REFERENCES [1] Medicare Rights Center, “Medicare Part D,” Medicare Interactive. https://www.medicareinteractive.org/understanding-medicare/the-basics/medicare-coverage-overview/medicare-part-d [2] Centers for Medicare & Medicaid Services, “Drug coverage basics,” Medicare.gov. https://www.medicare.gov/health-drug-plans/part-d/basics [3] Centers for Medicare & Medicaid Services, “How do drug plans work?” Medicare.gov. https://www.medicare.gov/health-drug-plans/part-d/what-drug-plans-cover/how-drug-plans-work [4] Centers for Medicare & Medicaid Services, “How much does Medicare drug coverage cost?” Medicare.gov. https://www.medicare.gov/health-drug-plans/part-d/basics/costs [5] Centers for Medicare & Medicaid Services, “Help with drug costs,” Medicare.gov. https://www.medicare.gov/basics/costs/help/drug-costs #medicarepartd #medicare #prescriptiondrugcoverage #rehealthify